Skip to main content

About reply.cash

Send stablecoins to anyone, on any social platform — no wallet required.

reply.cash is the first universal stablecoin sender, enabling anyone to send and receive stablecoins directly to social or messaging accounts. Our mission is to make stablecoin payments as easy and universal as messaging, unlocking financial access and utility for billions.

Executive summary​

reply.cash enables seamless stablecoin transfers by allowing senders to target a recipient's social or messaging account (e.g., WhatsApp, Twitter/X, Telegram) without requiring the recipient to already have a crypto wallet. Recipients securely authenticate and claim funds via a claim protocol. The app is a progressive web app with multichain capabilities and a user-first experience.

  • Send stablecoins with fees and gas costs automatically handled
  • View balances of stablecoins and other coins
  • Manage claims, including revoking unclaimed funds
  • Multichain stablecoin payments via NEAR Intents
  • Lookup usernames/platforms to view balances and claim funds

Slogans​

  • Turn anybody into a wallet
  • Send stablecoins to anyone
  • Send stablecoins to a phone number
  • Airdrop money to anybody
  • Letting anybody get money
  • Anybody can get money
  • Any account can get money

What problems we solve​

  • Most users don’t have wallets and can’t receive stablecoins
  • Emails/phone numbers are often forgotten, rotated, phished, or reveal personal info
  • Impersonation/phishing are rampant — users need platform authentication
  • Wallet addresses are hard to share and remember
  • Billions use messaging apps but lack traditional banking access

The solution​

  • Send to any social/messaging account using a unique platform ID
  • Recipients claim via secure platform authentication; a wallet is created only if needed
  • Hyperlocalized assets (USDT, USDC, etc.) on chains relevant to the region
  • No need to remember wallet addresses — just send to a handle

For requirements and background, see requirements | reply.cash in the internal docs and the NEAR Intents documentation in the Backend section.

Vision & Mission​

reply.cash is the first universal stablecoin sender: enabling anyone to send and receive stablecoins directly to social or messaging accounts — no wallet required. Our mission is to make stablecoin payments as easy and universal as messaging, unlocking financial access and utility for billions.

Social​

  • X/Twitter: x.com/replydotcash
  • Telegram: t.me/replydotcash (support channel)
  • LinkedIn: https://www.linkedin.com/company/replydotcash

Supported networks and assets​

reply.cash currently supports the NEAR blockchain with USDC and USDT, with additional chains available through NEAR Intents technology.

→ See complete details: Supported Chains & Assets

Supported social accounts​

reply.cash enables sending to social media and messaging platforms, with Twitter/X and GitHub currently live.

→ See complete details: Supported Platforms