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Setting Preferred Payment Methods

Customize your payment preferences to streamline sending and receiving funds. Set default payment methods, organize them by priority, and pin quick actions for faster access.

How to Access Payment Settings​

  1. Open the reply.cash app
  2. Navigate to Settings (usually found in the menu or profile section)
  3. Select Payment Preferences or Preferred Payment Methods

Managing Payment Preferences​

Order Your Payment Preferences​

Organize your payment methods by priority to set defaults for quick sending:

  1. In Settings → Payment Preferences, you'll see a list of your saved payment methods
  2. Use the drag handle (⋮⋮) or up/down arrows to reorder payment methods
  3. The payment method at the top becomes your default for quick sends
  4. Changes are saved automatically

Example:

  • If M-Pesa is at the top, it will be pre-selected when sending to Kenya
  • If Bank Transfer is second, it appears as an alternative option

Deactivate Payment Methods​

Temporarily disable payment methods without deleting them:

  1. In Payment Preferences, find the payment method you want to deactivate
  2. Toggle the switch or select Deactivate for that method
  3. Deactivated methods won't appear in quick send options
  4. You can reactivate them anytime by toggling the switch back on

Use cases:

  • Temporarily disable a payment method that's unavailable
  • Hide payment methods you rarely use
  • Keep payment methods saved but inactive

Pin Quick Actions for Payments​

Pin your most-used payment methods for instant access:

  1. In Payment Preferences, find the payment method you want to pin
  2. Tap the pin icon (📌) or select Pin to Quick Actions
  3. Pinned payment methods appear at the top of the send screen
  4. You can pin multiple payment methods for different countries

Benefits:

  • Faster access to frequently used payment methods
  • Skip scrolling through all options
  • Quick send to your most common recipients

Privacy & Data Storage​

Local Storage Only​

Important: All payment preferences are stored locally on your device using browser local storage. We do not store your payment preferences or payment method data on our servers.

What this means:

  • ✅ Your preferences are private and only accessible on your device
  • ✅ Preferences are tied to your browser/device
  • ✅ Clearing browser data will reset your preferences
  • ✅ Preferences don't sync across devices (by design for privacy)

Data Privacy​

  • No server storage: Payment preferences never leave your device
  • No tracking: We don't track which payment methods you use
  • No sharing: Your preferences are never shared with third parties
  • You control everything: You can clear preferences anytime by clearing browser data

Best Practices​

Organizing Payment Methods​

  1. Order by frequency: Put your most-used payment methods at the top
  2. Group by country: Organize methods by recipient country for easier access
  3. Pin essentials: Pin 2-3 most common payment methods for quick access
  4. Deactivate unused: Hide payment methods you rarely use to reduce clutter

Quick Actions Setup​

Recommended setup:

  • Pin 1-2 payment methods per country you send to frequently
  • Keep mobile money methods pinned for faster access
  • Deactivate payment methods for countries you don't send to often

Troubleshooting​

Preferences Not Saving​

  • Check that you have sufficient browser storage space
  • Ensure cookies/local storage are enabled in your browser
  • Try clearing cache and setting preferences again

Preferences Reset After Clearing Browser Data​

This is expected behavior. Since preferences are stored locally, clearing browser data will reset them. Simply reconfigure your preferences after clearing data.

Preferences Not Syncing Across Devices​

This is by design for privacy. Preferences are stored locally on each device. To use the same preferences on multiple devices, configure them separately on each device.

See Also​

Your payment preferences are stored locally for your privacy. We never store this data on our servers.