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Send from Phantom Wallet to Stellar

Phantom
→
Stellar
Stellar

Updated 2026 | Wallet: Phantom Wallet | Destination: Stellar

Send your Solana USDC from Phantom Wallet to any Stellar address.

Overview​

DetailValue
Source WalletPhantom Wallet
Destination ChainStellar (L1)
Delivery Time3-5 seconds
Output TokenStellar USDC or XLM

Prerequisites​

  • Phantom Wallet installed from phantom.app
  • USDC balance in your Phantom
  • Stellar destination address ready
  • Small SOL balance for gas (~$0.01)

Step-by-Step Guide​

1. Open Phantom Wallet​

  1. Launch Phantom (browser extension or mobile app)
  2. Unlock your wallet
  3. Verify your USDC balance

2. Connect to reply.cash​

  1. Go to app.reply.cash
  2. Click "Connect Wallet"
  3. Select "Phantom"
  4. Approve the connection in Phantom

3. Navigate to Cross-Chain Send​

  1. Click "Send" in the main menu
  2. Select "Cross-Chain" option
  3. The transfer interface opens

4. Select Stellar as Destination​

  1. In the "To" dropdown, find Stellar
  2. Click to select Stellar

5. Enter Recipient Address​

Paste the Stellar address where you want to send funds.

Stellar Address:

  • Use native Stellar format
  • Double-check before sending

6. Enter Amount & Review​

  1. Enter USDC amount to send
  2. Review the exchange rate
  3. Check all fees:
    • Solana gas: ~$0.001
    • Bridge fee: ~0.1-0.5%
    • Stellar delivery: varies
  4. Verify the output amount

7. Sign with Phantom Wallet​

  1. Click "Confirm" or "Send"
  2. Phantom will prompt for signature
  3. Review transaction details in Phantom
  4. Click "Approve" to sign

In Phantom:

  • Review the transaction popup
  • Verify the amount and destination
  • Click "Approve" to sign
  • Use biometric or password if prompted

8. Track Your Transfer​

After signing:

  1. Transaction submitted to Solana (~1-2 seconds)
  2. Bridge processes transfer
  3. Delivery to Stellar (3-5 seconds)

Status tracking available on reply.cash

Fees from Phantom Wallet​

FeeTypical Amount
Solana Gas~$0.001
Bridge Fee0.1-0.5%
Stellar DeliveryVaries

Troubleshooting​

Phantom Not Connecting​

  1. Ensure Phantom is unlocked
  2. Check you're on Solana network
  3. Try disconnecting and reconnecting
  4. Update Phantom to latest version

Transaction Not Signing​

  1. Check sufficient SOL for gas
  2. Verify USDC balance
  3. Refresh the page and retry
  4. Clear Phantom cache if persistent

Transfer Delayed​

  • Normal delivery: 3-5 seconds
  • During congestion: May take 2x longer
  • Check Stellar network status
  • Contact support after 30 minutes

FAQs​

Can I send to any Stellar address?​

Yes, any valid Stellar address works including exchange deposit addresses, personal wallets, and smart contract addresses (if they accept tokens).

What tokens can I send to Stellar?​

You can send:

  • USDC (receives as Stellar USDC)
  • USDT (receives as Stellar USDT)
  • Convert to XLM (native token)

Is Phantom the best wallet for this?​

Phantom is fully supported! All 6 supported wallets work equally well for cross-chain transfers.

Other Destinations from Phantom Wallet​

Send to other chains using Phantom:

Phantom Wallet transactions are non-custodial. Your private keys never leave your wallet.